Inheritance
Test a lifetime allowance and blended-family rules.
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David Salvan: narratives, analysis and proposals
Inheritance, renting, energy certificates, renovation, capital gains, home improvements and public workforce reform, tested without rewriting source rules.
This package moves regulation toward demonstrable harm: fraud, unsafe housing, legally established rental debt, professional property trading and environmentally significant projects. Ordinary ownership decisions should rely more on information, contracts and responsibility.
Test a lifetime allowance and blended-family rules.
Restore landlord confidence while keeping safety standards.
Objective legally-established register, never subjective ratings.
Useful disclosure without an automatic rental ban.
Tax incentives and repayable/private finance rather than broad grants.
Test full exemption after 15 years with anti-trading safeguards.
A freedom envelope for low-impact works.
Automate repetitive tasks and redeploy scarce staff to priority services.
The published Plan and the 2025 housing letter remain historical sources. scenarios are a separate layer until evidence and modelling justify a future book revision.