Property freedom · scenario
Energy renovation: from grants to incentives
Reduce non-repayable grants and compare tax deductions, amortisation and targeted repayable finance.
Doctrine changed since 2025
The 2025 letter still proposed broader grants and a state zero-interest loan. The current scenario shifts toward tax deductions, amortisation, private finance and narrowly targeted repayable support rather than broad grants that directly increase private asset values.
Four tools to compare
Tax deduction, amortisation, limited private-credit guarantees and repayable targeted finance for genuinely constrained low-income owners.
Core metric
Measure total public cost per durable energy-rating improvement, including administration, fraud and projects that would have happened anyway.